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  • 7countries
  • 20+languages

Property, residency and citizenship across seven countries

SmartDecision is an online property platform built by licensed consultants and working across seven countries. Property sales in the United Arab Emirates, the United Kingdom, Türkiye and Greece are carried out in each market by consultants licensed there, and we run golden visa and citizenship programs in Hungary, Portugal and Panama. Our consultant network speaks more than twenty languages.

Every investor who sets out with SmartDecision is served under the same values and the same system.

Why SmartDecision?
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United Arab Emirates

Tax advantage, strong demand and living to a world standard.

  • 0% Income Tax
  • AED Denominated
Explore the UAE portfolio

United Kingdom

A settled legal system, a strong rental market and long-term value in sterling.

  • Established Legal System
  • GBP Denominated
Explore the UK portfolio

Global residency & citizenship

Where will your next chapter begin?

Six destinations. A world of possibilities. Explore your options with SmartDecision.

Golden visa

UAE

View program

Your plans. Our guidance.

Find the program that fits your future.

  • 6 countries
  • Professional service
  • Zero-error policy
Speak to a specialist

In six countries our own team and our lawyers take on your golden visa, residency and citizenship case. What a golden visa is has a different answer in each of them: Greece runs to about six months, Portugal can take twelve, and Dubai's serves an entirely different purpose. Which one suits you and what you are after? Let's answer that with our specialists.

Thresholds, timelines and conditions differ by country and by case, and they change often. We go through the figures in the meeting, against your situation.

Investing abroad should not be a hard journey

With the right team, investing in another country can feel easier than investing at home. At SmartDecision every process has its own oversight and is followed step by step.

  • Trust

    It starts with saying things plainly. Showing an investor only the good picture is the easiest way to create an unhappy one. We name the difficulties at the outset, explain how we get past them, and show you where we have met the same situations before.

  • Transparency

    A cost that turns up later is a cost nobody mentioned. We give you an open schedule of costs at the start, with the extras different scenarios could bring. That is how a budget gets planned properly.

  • After-sales service

    An investment does not end when the transaction does. You now hold an asset in another country, and it has to be managed. This support is free and has no time limit.

Better decisions, better lives

Knowledge Base

Our most read articles

Our articles come out of lived experience, written with care by the professionals who run these processes themselves, and each one is built to work as a guide.

Blog articles

Instagram

SmartDecision on social

Follow our Instagram account for current opportunities, useful detail and news.

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Frequently asked questions

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Is SmartDecision free to use?

Yes. There is no advisory fee, no matching fee and no markup on the property price. You pay exactly what you would pay going to the seller directly. We are paid commission by the seller or developer when a purchase completes, which is how agencies have always been paid.

How do you choose which consultant I work with?

We speak with you first to understand your goal, your timeline and the market you are considering, then place you with the consultant whose experience fits that. Consultants cannot advertise on this site and cannot request particular clients. Nobody sees your enquiry until we have decided who is right for it.

Do you only work with your own agents?

No. In every market we operate in we work with carefully selected independent specialists alongside our own consultants. A brokerage that only recommends the people it employs is limited by who it happened to hire. If the best person for your purchase is not on our payroll, you still get them.

How do you decide which independent consultants to work with?

We look at transaction volume rather than years in the business, we check references and client feedback, and before we work with anyone we go to them as a buyer ourselves to see what a normal enquiry gets. New partners work under close supervision and performance is reviewed continuously. When we introduce someone to you, their reputation becomes part of ours.

Which countries do you cover?

We handle property purchases in the United Arab Emirates, the United Kingdom, Türkiye and Greece, and residency or citizenship programs in Hungary, Portugal and Panama. In Greece, Türkiye and the UAE we cover both the property and the residency or citizenship file, working with our dedicated partners in each market.

Do you have offices I can visit?

We operate as an online platform rather than a branch network, which is how we work with the strongest consultants in each market rather than only the ones we could afford to employ locally. You can reach us by WhatsApp, email or phone, and your consultant will meet you in the market itself.

What happens to my information when I submit an enquiry?

We review it ourselves first, then pass it to the consultant we have selected for you so they can make contact. We share your name, contact details, market, stated goal and budget range if you gave one. If you would rather we did not pass your enquiry on, tell us in the message field and we will discuss it with you first.

Do you help after the purchase completes?

Yes, and this is where most agencies stop. Owning property abroad raises questions long after completion: utilities, tax registration, rental management, resale planning. We manage after sales support together with our local partner, with no time limit and no additional charge.

I am not sure which country is right for me. Can you help with that?

That is usually the most useful conversation to have. The right market depends on what you actually want, and residency, rental income, relocation and a second passport point in different directions. We would rather spend the first call establishing that than showing you properties in a country that does not fit your objective.

Do you give legal or tax advice?

No. We are not lawyers, tax advisers or financial advisers, and buying property abroad involves all three. What we do is make sure the right specialists are involved at the right stage and that nothing falls between them. Take independent legal and tax advice before committing to any purchase.

Question not here? Ask a consultant

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A few details and a time that works for you. We'll take care of the rest.

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No advisory fee. No matching fee. No markup on the property price. We are paid by the seller when a purchase completes.